This series of 13 interactive, web-based courses provide a comprehensive study of commercial real estate (CRE) lending. The series begins with a description of CRE loan types, then progresses through an understanding of the underwriting process, leases, appraisals, loan structures and related risks.
Produced by the Risk Management Association
CoursesCRE Lending OverviewRisk AreasDrivers of PerformanceUnderwriting BasicsUnderwriting Different Types of Commercial PropertiesUnderwriting Example CalculationsAppraisalsLeasesEnvironmental AssessmentsLoan StructureDue Diligence and Documentation
There are 11 courses included in the complete Commercial Real Estate Lending Decision Process (Core Curriculum). Approximate time to complete all courses and modules in the curriculum is 14 hours.
What You’ll Learn
After completing this course, students will be able to:Choose appropriately between C&I and CRE loans and the analysis framework, match loan need and CRE loan type, and identify the loans purpose and related use of funds, types of property, collateral and ultimate repayment source.Identify key risks, answer three questions about a property, and explain the steps that analyze and mitigate risks.Analyze a tenants legal rights, remedies, and obligations, key business considerations of lease commitments, and priority issues.Explain to a customer the environmental assessment process and requirements, identify the level of environmental assessment that is required for a loan request to move forward, and determine if further environmental investigation will be required and why.Determine the best structure for a loan request, and explain why that structure is recommended.Explain the key pre-approval documents required for a loan and identify the key elements of due diligence and closing documentation required.