The Commercial Real Estate Lending Decision Process
Course Number: ABA
Course Code: ABA
Notice: This curriculum is unavailable until further notice while Risk Management Association (RMA) implements content modifications. Please check back periodically for updates.
A comprehensive study of CRE lending, beginning with a description of loan types and progressing to an understanding of the underwriting process, leases, appraisals, loan structures and related risks. The series also includes resources, including reproducible work sheets for cash flow, compliance and important financial ratio calculations.
Produced by the Risk Management Association
- Series 1: Types of CRE Loans, Risk Areas and Performance Drivers
- Series 2: The CRE Underwriting Process
- Series 3: Financing Different Types of Commercial Properties
- Series 4: Understanding and Evaluating Leases, Appraisals and Environmental Assessments
- Series 5: Loan Structure and Documentation Considerations
- Series 6: Construction Lending
There are 14 courses included in the complete Commercial Real Estate Lending Decision Process series. Approximate time to complete all courses and modules in the curriculum is between 18 to 25 hours.
What You’ll Learn
After completing this series, students will be able to:
- Learn about different types of commercial real estate loans.
- Identify a company’s net operating income or cash flow.
- Analyze the project and proposed loan.
- Identify and define important credit risk considerations for major property groups and specialty properties.
- Recognize and use lease terminology.
- Recognize the cash flow and economic consideration of leases.
- Demonstrate how to review leases on commercial properties.
- Assess various borrowing structures.
- Identify issues involving owner occupied lending.
- Identify the key types of construction projects and loans.
- Explore underwriting and administrator issues with construction projects and loans.
Audience: Commercial lenders and credit analysts who are not real estate specialists but who need to know more about assessing real estate risk.