Series 6: Using Financial Projections to Fine Tune the Credit Analysis

Course Number: ABA

Course Code: ABA

Constructing and analyzing financial projections to interpret future ability to repay debt, identify the most appropriate type of loan, and to evaluate margins of protection in the event of changes in business, industry or management risks.

Produced by the Risk Management Association

Courses*

*Only available as a series

  • LDP 6.1 – Assessing Short-Term Repayment Ability Using Monthly Pro Formas
  • LDP 6.2 – Preparing and Interpreting Annual Financial Projections
  • LDP 6.3 – Using Projections to Help Determine Appropriate Loan Type

What You’ll Learn

After completing this series, students will be able to:

  • Explain the benefits of using financial projections in a credit analysis
  • Prepare a pro forma monthly balance sheet to evaluate peak borrowing needs based on a company’s cash budget and projected monthly income statements
  • Prepare an annual financial projection
  • Interpret the ability to repay debt given assumptions about cash flow drivers and other variables
  • Interpret loan types based on projected borrowing needs and repayment sources
  • Determine an appropriate repayment schedule for long-term loans

Audience: Loan trainees, credit analysts, and anyone with commercial lending authority.

Prerequisites: None

Register Now

Member Price: $150.00
Non-Member Price: $300.00
Textbook Charge: $0.00

Credits: 7.75 CLBB

Length:

ABA Training