Series 3: Analyzing the Company's Financial Performance and Financial Condition

Course Number: ABA

Course Code: ABA

Interpreting repayment risks suggested by the company’s historical financial performance and financial condition.

Produced by the Risk Management Association

Courses*

*Only available as a series

  • LDP 3.1 – Spreading Financial Statements
  • LDP 3.2 – Analyzing the Balance Sheet
  • LDP 3.3 – Analyzing the Income Statement
  • LDP 3.4 – Analyzing Combined Balance Sheet and Income Statement Measures

What You’ll Learn

After completing this series, students will be able to:

  • Apply financial statement spreading techniques to reclassify accounts and provide details needed to prepare financial statements for credit analysis
  • Convert financial statements to a format that expresses accounts as percentages of total sales of or total assets
  • Compute a company’s liquidity using various ratios
  • Analyze a company’s ability to meet its short- term obligations
  • Determine how a company’s industry sector influences it financial statement characteristics
  • Compute a company’s leverage using various ratios
  • Analyze a company’s ability to meet its long-term obligations
  • Determine how a company’s industry sector influences it financial statement characteristics
  • Calculate and analyze a company’s profit margins
  • Perform a trend analysis on a company’s profitability
  • Compare a company’s profitability with industry composites
  • Compute and analyze a company’s productivity ratios
  • Compare a company’s productivity trends with industry composites
  • Compute and analyze a company’s efficiency ratios
  • Compare a company’s efficiency trends with industry composites

Audience: Loan trainees, credit analysts, and anyone with commercial lending authority.

Prerequisites: None

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Member Price: $200.00
Non-Member Price: $400.00
Textbook Charge: $0.00

Credits: 15 CLBB

Length:

ABA Training