Qualitative Analysis and Determining a Credit Risk Rating Suite

Course Number: ABA

Course Code: n/a

These four courses cover qualitative analysis and how to assess industry, market and management risks. Learn the role of loan policy and the need to summarize the borrower’s various risks into an appropriate credit risk rating, as well as risk-related aspects behind BSA-AML regulations.


The courses included (only available as a suite) and their objectives are listed below:

  • The Commercial Lending Process and Initial Business Development Calls
    Explain why the commercial lending process is necessary. Recognize the process and types of information business bankers should acquire during a business development call.
  • Credit Investigation and Assessing Nonfinancial Risk
    Explain the importance of a credit investigation and describe what it entails. Identify industry, market, and management risks that can affect a borrower.
  • Loan Policies and Procedure, Including Credit Risk Ratings
    Describe how a bank’s organizational structure affects the lending function. Identify the key elements of a credit risk rating. Describe the loan review process as an independent validation of risk ratings and other commercial lending issues.
  • Overview of Loan Packages Components and Annual Reviews
    Identify typical components of a commercial loan package and memorandum. Describe the simpler format, timing, and administration of annual reviews for commercial loans.

Audience: Commercial and/or business bankers and credit analysts.

Prerequisites: n/a

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Member Price: $275.00
Non-Member Price: $375.00
Textbook Charge: $0.00

Credits: 8.0 CLBB; 3.75 CERP

Length: Approximately 6 hours

ABA Training