Loan Structuring, Documentation, Pricing and Problem Loans Suite
Course Number: ABA
Course Code: ABA
These five courses cover loan structuring, asset-based lending and documentation issues within quantitative and qualitative risk analysis. An overview of documents, the causes of problem loans and the complexities of CRE loans are covered.
The courses included (only available as a suite) and their objectives are listed below:
- Commercial Loan Structuring
Identify borrowing structures and describe their advantages. Explain the purpose of commercial loan support.
- Identifying Viable Secondary and Tertiary Sources of Repayment
Identify sources of repayment that are appropriate for various commercial loan borrowing arrangements and the factors that affect collateral value. Explain key issues for assessing various types of collateral commonly used for commercial loans.
- Key Documents, Loan Agreements and Covenants
Describe the loan documentation process and requirements. Explain the best practices for loan closing—preparing, conducting, and following up.
- Loan Pricing and Negotiating
Describe pricing considerations for a commercial loan. Identify and explain the loan negotiation process, and explain the role of the business banker in the loan negotiation.
- Problem Loans
Identify the costs and causes of problem loans. Detect problem loan warning signs and the steps for resolving a problem loan. Describe the solutions to problem loans—rehabilitation, liquidation, and bankruptcy.
Audience: Commercial and/or business bankers and credit analysts.