FCRA: Adverse Action

Course Number: ABA

Course Code: ABA

Provides the adverse action requirements of the FCRA, including notices based in whole or in part on a consumer report to contain information about credit scores if the consumer’s credit score was a factor in the adverse action.

What You’ll Learn

After successfully completing this course, you will be able to:

• Describe the FCRA adverse action requirements when information from consumer reporting agencies and certain other third parties is used in a decision that adversely affects a consumer
• Describe the requirements for credit score disclosures

Audience: Personnel involved in declining credit, insurance or employment based on consumer reports.

Prerequisites:

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