Analyzing Business Financial Statements and Tax Returns

Course Number: ABA

Course Code: ABA

This curriculum of six courses covers the analysis of business financial statements and tax returns, including cash flow statements.

What You’ll Learn
Courses included (only available as a curriculum) and their objectives are listed below:

Income Statement Analysis

-Explain the components of revenue and cost of goods sold
-Describe operating expenses and net profit analysis
Balance Sheet Analysis

-Identify balance sheet considerations
-Describe the different types of assets?current, other, and noncurrent
-Explain the components involved in a liability and equity analysis
Ratio Analysis

-Describe the considerations a lender needs to take into account when using ratios to evaluate financial performance
-Identify, calculate, and interpret liquidity, financial leverage, profitability, efficiency, and debt coverage ratios
-Explain how to use industry data when performing a ratio analysis
Cash Flow Analysis

-Identify cash flow statements and reports
-Describe the two dominant types of cash flow reports?indirect and direct method
-Explain the direct method for operating activities and the importance of pro forma and cash budgets
The UCA Model

-Compare the formats of the banker-prepared UCA cash flow model and the accountant-prepared statement of cash flows (SCF)
-Construct a UCA model and interpret the results
-Explain the advantages of the UCA model
Cash Budgets and Pro Forma Statements

-Provide a description of a cash budget
-Explain the purpose of a cash budget
-Describe why a cash budget is a critical tool of financial statement analysis
-Identify key financial information in the cash budget format
-Analyze the cash budget to determine the effect on the operating cycle, working capital, and capital expenditures

Audience: Commercial and/or Business bankers and Credit Analysts

Prerequisites: None

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Member Price: $150.00
Non-Member Price: $200.00
Textbook Charge: $0.00

Credits: 8.0 CLBB

Length: 6 hours 30 minutes

ABA Training